Technology that
protects your
business.
Adler & Rochefort is an insurtech combining insurance brokerage with AI-powered platforms. Adler Pro delivers 360 protection for businesses. Adler One simplifies insurance management for individuals. Less paperwork, more protection.
Adler Pro
360 protection for businesses, powered by artificial intelligence. A single platform to manage all policies — regardless of insurer — and focus on what matters: protecting the business, not filling in forms.
Adler One
Smart management for your personal insurance. Adler One brings all your policies together in one place and uses artificial intelligence to simplify payments, manage claims and suggest improvements to your protection.
Coverage built
for businesses
Every sector has specific risks. Our approach starts by understanding your business in depth before recommending any solution.
Business Multi-Risk
Comprehensive protection of your premises, equipment, stock and liability, in a single policy structured in detail for your activity.
Learn moreProfessional Liability
For consultants, lawyers, engineers, doctors and all professionals whose advice has value — and can have consequences. Protection against errors and omissions.
Learn moreFleets & Transport
Centralised fleet insurance management, per-vehicle premium optimisation and claims analysis for transport and logistics companies.
Learn moreCyber Risks
Coverage against cyber attacks, ransomware, data breaches and digital liability. Essential for any business with an online operation.
Learn moreConstruction & Works
Contractor's All Risk, contractor liability and specific coverage for construction, renovation and infrastructure projects.
Learn morePeople & Benefits
Health, life and workplace accident insurance for employees. Benefits that retain talent and demonstrate responsibility as an employer.
Learn moreNot an agency.
An insurtech.
We combine insurance brokerage with proprietary technology and AI to deliver a level of protection and oversight that the traditional industry simply cannot match.
We work with the best
Who is by your side
Hugo Gonçalves
Hugo Gonçalves is the driving force behind Adler & Rochefort, combining extensive experience in global business with a unique specialisation in insurance consultancy for the demanding Portuguese market. His vision is clear: to provide private and corporate clients with risk management that transcends the traditional policy.
With a degree in Business Management from the University of Hertfordshire and ongoing training at the prestigious Chartered Insurance Institute (CII), Hugo embodies rigour and excellence. This academic foundation, combined with nearly twenty years at the forefront of global tourism technology at companies such as Hotelbeds (HBX Group), gave him a unique perspective on the needs of high-net-worth clients and the complexities of international asset protection.
Since founding Adler & Rochefort, Hugo has been redefining the role of the insurance broker in Portugal. He has focused on cultivating strategic partnerships with renowned insurers such as Hiscox, Allianz and Zurich, and on integrating cutting-edge insurtech solutions. The result is privileged access to the most sophisticated and effective protection solutions, from business insurance to policies for private clients.
His working philosophy is rooted in the conviction that true luxury is the absence of worry. Hugo is dedicated to a meticulous analysis of each client's needs, designing tailored insurance solutions that safeguard their assets and ensure the continuity of their lifestyle in Portugal, always in compliance with ASF supervision.
What businesses
need to know

How to choose the best car insurance in Portugal: complete guide 2026
Complete guide to choosing the best car insurance in Portugal. Coverage comparison, tips to save on premiums and what changes in 2026.
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Health insurance in Portugal: complete guide to protecting your family
Everything you need to know about health insurance in Portugal: how it works, NHS vs private insurance, and how to choose the ideal plan.
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Home insurance in Portugal: how to choose the right protection for your property
Practical guide to home insurance in Portugal: mandatory coverage, building vs contents insurance, and how to protect your property at the best price.
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Guide to mandatory insurance for companies in Portugal: what the law requires by sector
Learn about mandatory insurance for companies in Portugal, those that apply across all activities and those specific to each sector.
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Mandatory insurance for hospitality and tourism: what the law requires and what truly protects
Hotels, short-term rentals and tour operators have specific legal obligations regarding insurance. Learn about mandatory and recommended coverage.
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Insurance for distribution companies: protecting the chain that drives the business
Distribution companies face unique risks: goods in transit, fleets, warehouses and civil liability. Learn how to protect the entire logistics chain.
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Real estate partnerships: how client referrals generate revenue and value for everyone
Discover how real estate agencies can generate additional revenue by referring clients for home insurance, mortgage life insurance and condominium insurance with commission sharing.
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When was the last time you reviewed your business policy?
58% of companies have never reviewed their policy after the initial signing. Discover why an annual review can prevent losses of thousands of euros.
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Car insurance: what you really need to know before signing up
Choosing the right car insurance goes beyond price. Discover the essential coverage, the most common mistakes and how to ensure real protection on the road.
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Home multi-risk insurance: protecting your home means protecting your assets
Mandatory fire insurance doesn't cover water damage, theft or liability. Find out what you really need to protect your home.
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What happens when your consultant makes a €500,000 mistake?
Professional liability insurance protects much more than reputation. We analyse real cases and what companies should demand in their policies.
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Ransomware in Portugal: 3 in 10 companies were attacked in 2025
The numbers are alarming. And most companies discovered their insurance covered nothing. What must be included in a cyber risk policy.
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The silent mistake costing Portuguese companies millions every year
Outdated insured values. A common practice that turns insurance into false protection. How to identify and correct before it's too late.
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Fleet insurance: 5 mistakes that inflate premiums without improving coverage
Managing a business fleet requires a policy designed in detail. Discover the most common mistakes and how to save up to 30% on the annual premium.
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Personal liability of directors: the risk few know about
Directors and managers are personally liable with their own assets for management decisions. Learn how D&O insurance protects those who lead.
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Construction insurance: mandatory, but rarely done well
Most construction insurance covers only the legal minimum. Learn the essential coverage that protects the owner, the contractor and third parties.
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Adler Pro: the SaaS platform transforming business insurance management
Discover Adler Pro, the platform that digitizes and centralizes all business insurance management. Adler & Rochefort as an Insurtech focused on the business sector.
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Insurance for bars and restaurants: the most common claims and how to resolve them
Fires, water damage, food poisoning and revenue loss. Learn about the most frequent claims in the food industry and how to ensure effective protection.
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Home insurance and legalization: why illegal construction can void your coverage
Unlicensed construction can compromise your insurance payout. Learn why having all aspects of your property legally compliant is essential.
Read articleQuestions? We have answers.
Ready for
real protection?
Book a free analysis. Within 48 hours we identify gaps, compare alternatives and present a concrete plan — no obligation.