Terms and Conditions
Last updated: 5 March 2026
These Terms and Conditions govern access to and use of the website adlerrochefort.com, owned by Ownizo Unipessoal Lda, which operates under the commercial brand Adler & Rochefort. By accessing and using this website, the user fully accepts these terms.
1. Entity Identification
- Company name: Ownizo Unipessoal Lda
- Commercial brand: Adler & Rochefort
- Registered office: Avenida do Atlântico 16, Office 5.07, 1990-019 Lisbon
- Email: insurance@adlerrochefort.com
- ASF Registration: No. 425591790/3
2. Purpose
This website aims to provide information about the insurance brokerage services offered by Adler & Rochefort, to enable contact between potential clients and the company, and to make available informational content about the insurance sector.
3. Website Usage
The user agrees to use the website lawfully and in accordance with these terms, applicable legislation, and good practices. The following is prohibited:
- Using the website for unlawful or unauthorised purposes
- Attempting to access restricted areas of the website without authorisation
- Introducing viruses, malware, or any malicious code
- Reproducing, distributing, or modifying website content without prior authorisation
- Using automated data collection mechanisms (scraping) without consent
4. Insurance Brokerage Services
Adler & Rochefort acts as an insurance broker registered with the Portuguese Insurance and Pension Funds Supervisory Authority (ASF). Our services include risk analysis, comparison of insurance products from multiple insurers, negotiation of terms, and claims management support.
The information presented on the website is for informational purposes only and does not constitute financial, legal, or insurance advice. Any contracting decision should be preceded by a personalised analysis.
5. Intellectual Property
All website content — including texts, images, logos, design, structure, and source code — is the property of Ownizo Unipessoal Lda or the respective rights holders, and is protected by intellectual and industrial property legislation.
Reproduction, distribution, public communication, or transformation of the content without express written authorisation is prohibited.
6. Limitation of Liability
Adler & Rochefort strives to keep website information up to date and accurate, but does not guarantee the accuracy, completeness, or timeliness of all content. The company shall not be liable for:
- Direct or indirect damages resulting from the use or inability to use the website
- Possible errors, omissions, or outdated content
- Temporary interruptions in website access due to technical or maintenance reasons
- Content of third-party websites accessible through external links
7. External Links
The website may contain links to third-party websites, provided solely for the user's convenience. Adler & Rochefort does not control and is not responsible for the content, privacy policies, or practices of those websites.
8. Data Protection
The processing of personal data is governed by our Privacy Policy, which forms an integral part of these terms.
9. Contact Form
By submitting the contact form available on the website, the user declares that:
- The information provided is true and complete
- They authorise the processing of data for the purpose of responding to the request
- They have read the Privacy Policy
10. Amendments to the Terms
Adler & Rochefort reserves the right to amend these Terms and Conditions at any time, without prior notice. Amendments shall take effect from the date of their publication on the website. We recommend consulting this page regularly.
11. Applicable Law and Jurisdiction
These Terms and Conditions are governed by Portuguese law. For the resolution of any disputes arising from the use of this website, the courts of the Lisbon District shall have exclusive jurisdiction, with waiver of any other.
12. Contact
For questions related to these Terms and Conditions, please contact us:
- Email: insurance@adlerrochefort.com
- Address: Avenida do Atlântico 16, Office 5.07, 1990-019 Lisbon