Health insurance for expats in Portugal — sorted before you arrive
Whether you need proof of cover for your visa or AIMA appointment, or private health insurance for faster access once you're here, we compare Allianz, Médis, APRIL and AdvanceCare and handle everything in English.
Get my free quote (24h)For your visa & residence permit
Most visa and AIMA applications require proof of private health insurance. We arrange a compliant policy quickly, with documents in English ready for your application — no NIF or Portuguese bank account needed to get started.
Private cover for faster, easier care
Portugal's public health service (SNS) is good, but waiting times can be long. Private insurance gives you faster appointments, English-speaking doctors and access to private hospitals. We help you choose the right level of cover for your situation and budget.
We compare, you choose
We're an independent insurance broker registered with the ASF, not tied to a single insurer. We compare the leading providers, explain the differences in plain English — premiums, waiting periods, networks and exclusions — and recommend what actually fits you. Free and with no obligation.
Get your free quote
Tell us a little about your situation and we'll come back to you within 24 hours.
Adler & Rochefort is a trading name of Ownizo Unipessoal Lda, registered with the ASF under no. 425591790/3.
Thank you
Your request has been received. Our team will get back to you within 24 hours.
Frequently asked questions
Do I need insurance before I get my visa?
In most cases, yes. Portuguese visa and residence applications generally require proof of private health insurance. We can arrange a compliant policy with documentation in English before your appointment.
Can I get a policy without a NIF or Portuguese bank account?
Yes — we can start the process and issue the documents you need for your application before you've completed your relocation paperwork.
How long does a quote take?
We come back to you within 24 hours with a personalised comparison.