Insurance agency registered with the ASF n.º 425591790/3 — licensed in Portugal, passported into Spain. Write to us
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Insurance claims support

A broker's role does not necessarily end when a policy is issued. Here is what we do when a client needs to make a claim, and where our role honestly stops.

Our role

What we help with

We help clients understand the claims process, communicate with insurers and keep track of the case where the policy and circumstances allow us to assist. This is broker support, not a promise to handle every part of a claim ourselves.

Being honest about the limits

What we do not do

Adler & Rochefort is an insurance intermediary, not the insurer. The insurer decides whether a claim is covered and pays any settlement — not us.

We do not guarantee claim approval
Whether a claim is covered is assessed by the insurer against the policy wording and the actual circumstances.
We do not promise a settlement timeframe
How long assessment takes depends on the insurer, the complexity of the claim, and how quickly documentation is available — we do not quote a fixed number of days.
We do not guarantee full indemnity
What is paid, if anything, is set by the policy's own terms, limits and excesses.
We do not provide legal representation
For a disputed claim that needs formal legal action, that is a matter for a lawyer, not for a broker.
Common questions

Frequently asked questions

Can you guarantee my claim will be approved?

No — claim outcomes are decided by the insurer against the policy wording and the circumstances, not by us. We help present the case clearly and communicate with the insurer on your behalf where the policy allows it.

Can you settle my claim or offer legal representation?

No. We are an insurance intermediary, not the insurer, a claims administrator or a law firm. Settlement is decided and paid by the insurer; for a disputed claim needing legal representation, that is a matter for a lawyer.

Do you help with claims for policies you did not sell me?

Our claims support applies to policies placed through Adler & Rochefort. Contact us and we will tell you honestly whether we can help with your specific case.

Need new cover instead? This page is for clients who already hold a policy with us and need help with a claim. If you are looking for new insurance, start an Insurance Review instead.

Need to talk to us about a claim?

Write to us with your policy details and what has happened, and we will confirm the next step.