A broker's role does not necessarily end when a policy is issued. Here is what we do when a client needs to make a claim, and where our role honestly stops.
We help clients understand the claims process, communicate with insurers and keep track of the case where the policy and circumstances allow us to assist. This is broker support, not a promise to handle every part of a claim ourselves.
Adler & Rochefort is an insurance intermediary, not the insurer. The insurer decides whether a claim is covered and pays any settlement — not us.
No — claim outcomes are decided by the insurer against the policy wording and the circumstances, not by us. We help present the case clearly and communicate with the insurer on your behalf where the policy allows it.
No. We are an insurance intermediary, not the insurer, a claims administrator or a law firm. Settlement is decided and paid by the insurer; for a disputed claim needing legal representation, that is a matter for a lawyer.
Our claims support applies to policies placed through Adler & Rochefort. Contact us and we will tell you honestly whether we can help with your specific case.
Write to us with your policy details and what has happened, and we will confirm the next step.
Adler & Rochefort is the commercial brand of Ownizo, Unipessoal Lda., an insurance broker registered with the Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) under no. 425591790/3, and operating in Spain under Freedom of Services. This page describes our general role in claims support; individual policies and circumstances vary, and the insurer's own policy documents always take precedence.