Luxury destinations in Portugal and Spain
High-value homes, collections, cars and yachts, in the places where they are. For each destination, what makes the property different to insure — and how we arrange cover with specialist insurers.
Portugal
Lisbon
Lisbon's high-value homes are mostly apartments in historic buildings — Chiado, Príncipe Real, Lapa, Avenida da Liberdade — and townhouses with gardens.
Cascais & Sintra
From the villas of Quinta da Marinha and Estoril to the estates in the Sintra hills, this coast combines Atlantic weather, historic properties and a marina in the centre of town.
Comporta & Melides
Between the rice fields, pine forest and dunes of the Alentejo coast, Comporta and Melides have become one of Europe's most sought-after second-home destinations — and one of the more particular places to insure a house.
Quinta do Lago, Vale do Lobo & Vilamoura
The resorts of the central Algarve — Quinta do Lago, Vale do Lobo and Vilamoura — hold some of the most valuable villas in Portugal, often used by the family for part of the year and let for the rest.
Porto & the Douro
From the townhouses of Foz and Boavista in Porto to the quintas along the Douro, the region combines historic city homes with working wine estates.
Madeira
Madeira's quintas and modern villas sit on steep, green slopes above Funchal and along the south coast — spectacular sites that insurers assess with care.
Spain
Marbella, Benahavís & Sotogrande
From the Golden Mile and Nueva Andalucía to La Zagaleta and Sotogrande, the western Costa del Sol has the largest concentration of high-value villas in Spain.
Mallorca
Fincas in the Tramuntana, sea-front villas in Andratx, apartments in Palma: Mallorca combines historic stone houses with some of the Mediterranean's busiest marinas.
Ibiza
Ibiza's villas are often second homes, used intensely in summer and closed for much of the year — with guests, events and boats in between.
Madrid
In the Salamanca district, Chamberí and Jerónimos, and in the villas of La Moraleja and La Finca, Madrid is where many international families keep their main home — and their collections.
Barcelona, Costa Brava & Sitges
Modernista apartments in the Eixample, villas in Pedralbes and Sitges, sea-front houses on the Costa Brava: Catalonia has some of Spain's most distinctive homes.
Jávea, Moraira & Altea
On the northern Costa Blanca, villas on the hillsides of Jávea, Moraira and Altea look over the Mediterranean — many of them second homes of northern European families.
How we work
In writing first
We read your current policies and the property before proposing anything, and send you a written opinion.
Specialist insurers
Homes and valuables are placed with insurers that specialise in private clients, chosen for the wording each risk needs; international health with Allianz Care, Cigna Global and APRIL International — always subject to the insurer accepting the risk.
One adviser, two countries
Portugal and Spain with the same adviser. In Spain we work under the EU freedom to provide services.
Request a written opinion
Tell us where the property is, what you would like to insure and which policies you have today.
Ask for a quote — it takes under a minute
Leave just the essentials and we will reply in writing. As each proposal is specific and requires a detailed analysis of the risk, response times may vary. We ask for the rest by email.
What we will ask for your quote
After the first contact we ask for these details by email. If you have them to hand, you can send them now to insurance@adlerrochefort.com.
- Full name
- Full address of the property
- Portuguese tax number (NIF)
- Gross construction area
- Year of construction
- Main or second home
- Occupation
- Age
- Buildings sum insured
- Contents sum insured
- Valuables sum insured
By sending this form you agree to us using your details to prepare and discuss your quote, in line with our privacy policy. We never sell your data. Adler & Rochefort is a trading name of Ownizo, Unipessoal Lda., registered in Portugal with the ASF under no. 425591790/3 and in Spain with the DGSFP under the freedom to provide services (LPS).
Thank you
Your request has been received. Our team will get back to you. As each proposal is specific and requires a detailed analysis of the risk, response times may vary.
General information. Cover, conditions, limits and exclusions depend on the insurer, the policy wording and the acceptance of the risk.