English-speaking insurance broker in Lagos, Algarve, Portugal — registered with the ASF nº 425591790/3. Free, no-obligation broker switch
Expat Insurance · Lagos, Algarve, Portugal

Insurance for Expats in Lagos, Algarve, Portugal

Moving to — or already living in — Lagos, on Portugal's Algarve coast? Navigating Portuguese insurance in a second language is stressful. Adler & Rochefort is an independent, English-speaking broker that compares the market for you and explains everything clearly, so you know exactly what you're covered for.

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Who we help

We work with expats and international residents across Lagos, Luz, Portimão and the wider Algarve. Whether you've just arrived or have lived here for years, we handle the Portuguese side so you don't have to.

English-speaking insurance adviser helping expats in Lagos, Algarve, Portugal

What we cover

Health Insurance

Private cover that works alongside or instead of the public system. We compare leading insurers (such as Allianz Care, APRIL and Médis) to match your needs and budget.

Home Insurance

For owners and tenants, including holiday homes and properties left empty part of the year.

Car Insurance

Straightforward cover, explained in English, with help registering a foreign vehicle if needed.

Life & Income Protection

Peace of mind for you and your family.

Liability & Professional Cover

For those working or running a business locally in Lagos, Algarve, Portugal.

Why Adler & Rochefort

Already have insurance in Portugal?

If you're paying for policies you don't fully understand, or struggling to get answers in English, you can transfer the management to us at no cost. Your cover stays exactly the same — you simply get a broker who actually picks up the phone.

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Frequently asked questions

Do I need private health insurance as an expat in Portugal?

Residents can access the public health system (SNS), but many expats add private cover for faster appointments, English-speaking doctors and broader choice. We help you decide what makes sense for your situation.

Can you help if I don't speak Portuguese?

Yes — that's our specialty. We handle communication with insurers and explain every policy in plain English.

Do you only cover Lagos?

We serve clients across the Algarve and all of Portugal. Lagos, Luz and Portimão are areas we know especially well.

Let's review your insurance in Lagos, Algarve, Portugal

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