International health insurance for expats in the Philippines
Whether you are moving to Manila for work, retiring to Cebu or relocating from Mexico, Spain or Europe, an international plan gives you private treatment in the Philippines, evacuation when the right care is in another country, and a contract that moves with you.
Why an international plan in the Philippines
Leading private hospitals in Metro Manila and Cebu treat international patients, and an international plan settles pre-authorised in-patient treatment directly with them. Outside the main cities, access to specialist care can be limited, which is why evacuation cover matters: Allianz Care includes repatriation in every plan, and Cigna Global offers an International Medical Evacuation module.
Who we insure
- Professionals and their families on assignment or local contracts.
- Retirees who want private treatment and the option of being treated back home.
- Latin Americans and Europeans moving to Asia. Our Spanish-language page covers the same plans.
Eligibility, checked first
International plans are for people living outside their country of nationality, so Filipino citizens living in the Philippines are normally not eligible. For everyone else, we confirm with the insurer, before quoting, that residence in the Philippines is accepted for your nationality, so you never wait for a quote you cannot buy.
Choosing the plan
Most clients choose worldwide cover excluding the USA, with hospital cover, evacuation and, for families, out-patient care. A deductible lowers the premium if you mainly want protection against large bills. We send Allianz Care and Cigna Global configured on the same terms, with our recommendation in writing.
How we work
Both insurers, side by side
Allianz Care and Cigna Global configured on the same terms, with our recommendation in writing.
One adviser, quote to claim
The person who quotes your plan handles the application, the certificate, renewals and claims.
No fee to you
We are paid by the insurer. Quotation, comparison and help with claims cost you nothing.
Get your international health insurance quote
Four details are enough to start. We reply in writing within one working day with Allianz Care and Cigna Global configured for you.
Thank you
We will come back to you in writing within one working day.
Frequently asked questions
Can I get international cover while living in the Philippines?
Yes, for most foreign nationals. We confirm with the insurer that your nationality and residence are accepted before we quote.
Is medical evacuation included?
Allianz Care includes repatriation in every plan. With Cigna Global, evacuation is an optional module that we recommend for the Philippines.
I am Mexican and moving to Manila. Can you help?
Yes. A Mexican citizen living in the Philippines is eligible for an international plan. We can advise you in Spanish or English.
Related reading
Adler & Rochefort is the commercial brand of Ownizo, Unipessoal Lda., an insurance broker registered with the Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) under no. 425591790/3, authorised to carry on insurance mediation in the life and non-life branches, and not a tied agent of any insurer. We are appointed to distribute the international health plans of Allianz Care, Cigna Global and APRIL International. Availability depends on your nationality, your main country of residence and local law, and is confirmed before any quotation. This page is general information, not advice on a specific case, and not an offer of insurance. Acceptance, cover, limits, exclusions and premium are determined by the insurer following medical underwriting and are governed exclusively by the policy conditions issued.