Reviewed by Hugo Gonçalves, Founder & Risk Management Specialist at Adler & Rochefort · Degree in Business Management (University of Hertfordshire) · Ongoing training at the Chartered Insurance Institute (CII), London.
Policies in Portugal and Spain are issued in Portuguese or Spanish. We compare them, explain them and stay with you at the claim, in writing, in English.
Adler & Rochefort is the trading name of Ownizo, Unipessoal Lda., an insurance intermediary registered with Portugal’s insurance supervisor, the ASF, under no. 425591790/3. Our head office is in Lisbon, and we place Spanish risks under the EU freedom to provide services.
Tell us the essentials. As each proposal is specific and requires a detailed analysis of the risk, response times may vary.
Many of our clients have a home, a family member or a business on both sides of the border. Some specialist insurers write both countries, so homes and valuables in Portugal and in Spain can often be insured with the same adviser and aligned conditions, instead of two unrelated policies in two languages.
We work online and in writing, so it makes no difference where in Portugal or Spain you live: Lisbon, Cascais, the Algarve, the Costa del Sol, the Balearics, the Costa Blanca, Madrid or Barcelona.
Quotes, the explanation of the conditions, correspondence and claims support are in English, in writing. The policy document itself is issued by the insurer in Portuguese or Spanish, and we explain it before you sign.
Yes. Adler & Rochefort (Ownizo, Unipessoal Lda.) is registered with Portugal's ASF under no. 425591790/3 and places Spanish risks under the EU freedom to provide services.
No. We compare within the insurer relationships we hold — Allianz Care, Cigna Global and APRIL International for international health, specialist private-client insurers for homes and valuables — and say plainly when something falls outside them.
A broker is normally paid by the insurer through commission built into the premium, not a separate fee charged to you. We confirm this for your case before anything is arranged.
No. We work in writing and reply. As each proposal is specific and requires a detailed analysis of the risk, response times may vary. If you prefer to talk, you can also write to us on WhatsApp.
If you would like to know what actually happens after you get in touch, see how we work. If you already know you want a review, start there directly.
Adler & Rochefort is the commercial brand of Ownizo, Unipessoal Lda., an insurance broker registered with the Autoridade de Supervisão de Seguros e Fundos de Pensões (ASF) under no. 425591790/3, and operating in Spain under Freedom of Services. General information only, not personalised advice.