Liability & Professional Risks

Liability is where a family's or a professional's exposure is least visible and most expensive when it arrives. For a household with homes in more than one country, staff, guests and a yacht, the question is whether the limits match the assets that a claim would reach. For a professional — a therapist, an architect, an adviser, a family-office director — it is whether the policy describes the activity actually carried on, and whether cover answers on the claims-made basis these policies use.

The articles below cover professional liability for advisers and therapists, the non-conventional therapies recognised in Portugal, yoga, Pilates and retreat organisers, directors and fiduciaries of family structures, and how specialist risks are placed in the Portuguese and Spanish markets. We work from €250,000 per claim for professional liability, in Portugal and in Spain.

Looking for a quote rather than a read? See our professional liability page.