Insights — Insurance in Portugal, explained
Insights — page 15.
Guide to Mandatory Insurance for Businesses in Portugal: What the Law Requires by Sector
Which insurances are legally required for companies in Portugal, by sector. Avoid fines and gaps. Free compliance review from an ASF-registered insurance broker.
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Insurance for distribution companies: protecting the chain that drives the business
Distribution companies face unique risks — goods in transit, fleet accidents, warehouse damage. Learn which policies actually protect your supply chain and what most intermediaries miss.
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Mandatory insurance for hospitality and tourism: what the law requires and what truly protects
Running a hotel, Airbnb or tour agency in Portugal? These are the insurance policies you must have by law — and the recommended ones that protect your business.
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Partnerships with real estate agencies: how client referrals generate revenue and value for everyone
Real estate agents can earn additional revenue on every property sale. Refer your clients for home, mortgage life and condominium insurance — and share in the commissions.
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When was the last time you reviewed your business policy?
58% of businesses have never reviewed their policy after the initial signing. Discover why an annual review of business insurance can prevent losses of thousands of euros.
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What a Portuguese multi-risk home policy actually covers, clause by clause
A technical reading of the standard wording: what is typically covered, what is excluded, and the sub-limits and excesses that decide a claim.
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Individual car insurance: what you really need to know before taking out a policy
Choosing the right car insurance goes beyond price. Discover essential coverages, common mistakes, and how to ensure you're truly protected on the road.
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What happens when your consultant makes a €500,000 mistake?
Professional indemnity insurance protects much more than just reputation. We analyse real cases and what companies should demand from their PI policies.
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Ransomware in Portugal: 3 out of 10 companies were attacked in 2025
Ransomware attack figures in Portugal are alarming. Learn what must be included in a cyber risk policy to protect your company.
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Fleet insurance: 5 mistakes that inflate the premium without improving coverage
Managing a business fleet requires a meticulously crafted policy. Discover the 5 most common mistakes and how to save up to 30% on your annual fleet insurance premium.
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Personal liability of directors: the risk few know about
Directors and managers are personally liable for management decisions. Learn how D&O insurance protects those leading companies in Portugal.
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Construction insurance: compulsory, but seldom done right
Most construction insurance policies only cover the legal minimum. Discover the essential coverages that protect the project owner, the contractor, and third parties.
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