Insights — Insurance in Portugal and Spain, explained
Insights — page 8.
Insuring an appreciating asset: agreed value vs market value for cars, wine and art
Why agreed value matters for classic cars, wine, art and other appreciating assets in Portugal and Spain, when market value is too uncertain at claim time.
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Insurance for properties held through a company structure
When a Lda, LLC or offshore holding owns the building, the policy has to name the right entity — or a claim can fail on the mismatch.
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Renovating a listed or heritage property in Portugal: insurance during and after the works
Why a home policy doesn't cover a building site, where the builder's cover ends, and the extra cost of restoring protected fabric.
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Watches and jewellery worn while travelling: the worldwide all-risks extension
High-value items need cover that follows them beyond the front door, with specified values, travel conditions and documentation in place.
Read articleWhen your art collection outgrows your household policy
Where a home policy's sub-limits on art, jewellery and collections stop, why agreed value matters, and how cover follows pieces across borders.
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D&O exposure for non-executive board positions held abroad
Non-executive does not mean non-liable. Why the company's D&O may not protect you, what Side A cover does, and how run-off and cross-border gaps leave directors exposed.
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Insurance for staff employed at home in Portugal
Employing household staff makes you an employer: the compulsory workplace-accidents cover, its limits, and the gaps beyond it.
Read articleInsuring a property portfolio across two jurisdictions
Why a Portuguese home needs a Portuguese policy, how occupancy decides the claim, and how to align sums insured across properties in two countries.
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APRIL International Health Insurance in Portugal: expat guide 2026
What APRIL offers expats in Portugal: cover, networks, who it suits and how it compares to Allianz and Médis. Free quote in 24h.
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Earthquake cover for Algarve condominium buildings
Why earthquake cover matters in the Algarve, what mandatory fire insurance leaves out, and how to close the gap. Free policy audit.
Read articleFiling an Insurance Claim in Portugal When You Don't Speak Portuguese
How to report an insurance claim in Portugal, what documents to collect and how an English-speaking broker helps avoid delays.
Read articleInsuring a Second Home You Rent Out: Holiday-Let vs Standard Home Cover
Why a second home let to guests in Portugal or Spain needs declared holiday-let cover, not ordinary home insurance, and how AL and Spanish licensing differ.
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