Insights — Insurance in Portugal, explained
Insights — page 9.
Health insurance for a Portugal residency visa
What cover your residency visa needs, what consulates and AIMA accept as proof, and how SNS access changes once you have residency.
Read articleHow to get a NIF in Portugal as a non-resident
The complete process for obtaining a Portuguese tax number from abroad, with or without a fiscal representative — and the mistakes to avoid.
Read articleSetting up a company in Portugal as a foreigner
Choosing between a Unipessoal Lda and other forms, Empresa na Hora vs the traditional route, accounting duties and the insurance you must hold.
Read articleInsuring a car collection: when separate policies stop making sense
One multi-vehicle contract, alternating driving and named drivers, shared storage and accumulation, and keeping the aggregate value current.
Read articleHealth Insurance in Portugal for Americans
How health insurance works in Portugal for Americans and US citizens: the SNS vs private system, cover for your visa, what it costs, and how it differs from the US. ASF-registered insurance broker, all in English.
Read articleClassic and collector cars in Portugal: matriculation, agreed value and limited-use policies
Getting the car legal at the IMT, why agreed value — not depreciated market value — decides a total loss, and how limited-use terms cut the premium.
Read articlePre-Existing Conditions & Health Insurance in Portugal
Most Portuguese insurers exclude pre-existing conditions — but not all. Waiting periods, exclusions, the mutualist route, and what to do if you are declined.
Read articleInsuring a destination wedding in the Algarve
The couple's lost deposits and the organiser's own liability are two separate exposures. How event cancellation cover differs from travel insurance.
Read articleLiability cover for trustees, foundation boards and family offices in Portugal
How fiduciary liability differs from ordinary D&O, why personal assets are at risk, and what Side A and run-off cover do.
Read articleMedical evacuation and repatriation cover for residents in Portugal
Why health and travel policies rarely fund an air ambulance or a transfer home, and what residents in the Algarve should check.
Read articlePrize indemnity and hole-in-one insurance for events in the Algarve
How clubs and resorts can advertise a large prize — a hole-in-one car, a cash jackpot — for a fixed premium, and the rules that make a claim valid.
Read articleTitle risk when buying property in Portugal: what US and UK buyers assume, and what actually protects them
US and UK buyers expect title insurance when buying property in Portugal. It is not a routine step here — this explains what actually protects the buyer, and where the title risk really sits.
Read articleRather talk
it through
An ASF-registered insurance broker reviews your situation, compares the market and replies within one working day. No obligation, in English.