Insights — Insurance in Portugal, explained
Insights — page 5.
Insuring a destination wedding in the Algarve
The couple's lost deposits and the organiser's own liability are two separate exposures. How event cancellation cover differs from travel insurance.
Read articleLiability cover for trustees, foundation boards and family offices in Portugal
How fiduciary liability differs from ordinary D&O, why personal assets are at risk, and what Side A and run-off cover do.
Read articleMedical evacuation and repatriation cover for residents in Portugal
Why health and travel policies rarely fund an air ambulance or a transfer home, and what residents in the Algarve should check.
Read articlePrize indemnity and hole-in-one insurance for events in the Algarve
How clubs and resorts can advertise a large prize — a hole-in-one car, a cash jackpot — for a fixed premium, and the rules that make a claim valid.
Read articleTitle risk when buying property in Portugal: what US and UK buyers assume, and what actually protects them
US and UK buyers expect title insurance when buying property in Portugal. It is not a routine step here — this explains what actually protects the buyer, and where the title risk really sits.
Read articleWhen your Algarve home earns income part of the year: personal use vs AL cover
A home that alternates between family use and paid stays needs wording that follows both realities, not just one of them.
Read articleBuilding a home in Portugal: promoter insurance and the seguro decenal explained
Before the home policy exists, construction works, public liability and structural defects need their own insurance plan.
Read articleCoastal and clifftop properties in the Algarve: subsidence, erosion and flood
Sea views can bring underwriting questions: slope stability, erosion, flood maps, retaining walls and storm exposure.
Read articleInternational health cover when your children are at school abroad
How families based in Portugal should review international health insurance when children study at boarding school, university or school abroad.
Read articleLong-term care planning for foreign residents in Portugal
How foreign residents in Portugal should think about private health cover, assistance benefits and family planning for later-life care needs.
Read articleMedical evacuation and repatriation cover for residents who travel constantly
Why Portugal-based residents who travel often should check medical evacuation, repatriation and emergency transport wording before relying on a policy abroad.
Read articleMoving to Portugal with a pre-existing condition: what changes in your health cover
What foreign residents should expect when arranging health insurance in Portugal with an existing diagnosis, medication or treatment history.
Read articleRather talk
it through
An ASF-registered insurance intermediary reviews your situation, compares the market and replies within one working day. No obligation, in English.