Insights — Insurance in Portugal, explained
Insights — page 7.
Renovating a listed or heritage property in Portugal: insurance during and after the works
Why a home policy doesn't cover a building site, where the builder's cover ends, and the extra cost of restoring protected fabric.
Read articleTrack days and performance driving: the exclusion hiding in your motor policy
Why track days, timed events and performance driving can fall outside ordinary motor insurance, even with comprehensive cover.
Read articleWatches and jewellery worn while travelling: the worldwide all-risks extension
High-value items need cover that follows them beyond the front door, with specified values, travel conditions and documentation in place.
Read articleWhen your art collection outgrows your household policy
Where a home policy's sub-limits on art, jewellery and collections stop, why agreed value matters, and how cover follows pieces across borders.
Read articleD&O exposure for non-executive board positions held abroad
Non-executive does not mean non-liable. Why the company's D&O may not protect you, what Side A cover does, and how run-off and cross-border gaps leave directors exposed.
Read articleHealth insurance between Portugal and the United States: what actually covers you
Why Medicare does not travel, the limits of the SNS, and the difference between plans that include the US and those that cover it only for emergencies.
Read articleInsurance for staff employed at home in Portugal
Employing household staff makes you an employer: the compulsory workplace-accidents cover, its limits, and the gaps beyond it.
Read articleInsuring a property portfolio across two jurisdictions
Why a Portuguese home needs a Portuguese policy, how occupancy decides the claim, and how to align sums insured across properties in two countries.
Read articleAllianz health insurance in Portugal: expat guide 2026
Allianz international cover, plans, networks and who it suits best — and how it compares to Médis and APRIL.
Read articleAPRIL International Health Insurance in Portugal: expat guide 2026
What APRIL offers expats in Portugal: cover, networks, who it suits and how it compares to Allianz and Médis. Free quote in 24h.
Read articleAverage car insurance cost in Portugal 2026 (expat guide)
Average premiums, what affects the price, and how expats can pay less — including transferring your no-claims history from abroad.
Read articleEarthquake cover for Algarve condominium buildings
Why earthquake cover matters in the Algarve, what mandatory fire insurance leaves out, and how to close the gap. Free policy audit.
Read articleRather talk
it through
An ASF-registered insurance intermediary reviews your situation, compares the market and replies within one working day. No obligation, in English.