Insights — Insurance in Portugal and Spain, explained
Insights — page 2.
Surfing Aljezur — Arrifana, Amado and a home on the Costa Vicentina
The greenest, wildest stretch of the Algarve: its beaches and waves, a slow outdoor culture, restored farmhouses on large plots — and wildfire, the risk that defines the hinterland.
Read articleSurfing from Lagos — two coasts within reach, and a home in a year-round town
Lagos surfs on its own beaches in winter and has the whole west coast half an hour away. The town, the homes surfing families choose, and what protecting them involves.
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Golf in Portugal and Spain: the great courses, the communities and the homes on the fairway
The courses and communities that made Iberia Europe’s golf address, the homes built around them, and what protecting a house on the fairway actually involves.
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Marinas and yachts in Portugal and Spain: from the Atlantic to the Balearics
From Atlantic passages via Madeira and the Azores to the Balearic summer: the marinas, the waterfront homes, and what a yacht and a house by the water need.
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Insuring a high-value home in Madeira: quintas, slopes and the island perils
The south coast sits on steep volcanic catchments. Storm, flood and landslip are different lines in a Portuguese wording, and the 2010 aluvião is why the distinction matters.
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Luxury condos and resort homes: where the building policy ends
The association covers the shared fabric. You cover the interior, the contents, and the way the home is actually used — lived in, let, empty or mixed.
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Art in the house is not automatically insured
A household limit is written for furniture. A collection needs to be scheduled, and told where the piece actually is, including a second home in the other country.
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Insuring an Irish-owned holiday home in the Algarve
What changes when an Algarve property is a holiday home rather than a permanent residence: vacancy conditions, Alojamento Local, and the sum insured.
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US umbrella insurance vs. Portuguese liability cover
Why a US umbrella policy stays behind, what Portugal has instead, and what to actually check on your Portuguese home and car policies.
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Claiming in Portugal when you are used to a US adjuster
No single adjuster relationship, a written process by default, and what the actual claims sequence looks like in Portugal.
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Liability insurance for yoga instructors in Portugal
Not on the regulated list, but the exposure — and the venues asking for proof of cover — are real.
Read articleLiability insurance for Pilates and Tai Chi instructors in Portugal
Equipment risk, hands-on correction and older student bases — the real exposure behind two unregulated disciplines.
Read articleRather talk
it through
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